I remember when my oldest turned 16 and took the driving test and wanted to get his license to get behind the wheel of a car. The fear and anxiety that I had was terrible. He’s been driving for about 6 yrs now and every time he goes out to get in his car I worry about what could happen when he’s out there on the road. Now that my niece is talking about taking drivers education and wanting her drivers license one day it makes me nervous thinking she can be out on the road with all the crazy’s and possibly get into a car accident because of someone else’s wreck-less driving or possible due to a error of her own. I can’t stress enough how important it is to teach your children about the proper rules of the road and the safety rules when driving a motor vehicle.
I was Downtown the other day and I was cut off by two cabs, a bus and I also had a pediatrician walk right into the street without even looking to see if there was traffic coming. Good thing I was paying attention and driving safely.
Discussing rules for driving once your teen gets behind the wheel of a car is so important. The National Association of Insurance Commissioners (NAIC) is there to help you with safe teen driving tools. These tools will help parents discuss the dangers of driving unsafe and will your teen be aware of what can happen out on the road.
The tips and resources below may not only keep your teen and others free from harm, but also could save you money on insurance.
Tip 1: Help your teen become a safer driver by talking openly about your expectations and rules for when they’re behind the wheel, such as never texting or using their cell phones while driving.
– Consider negotiating a Teen Driving Contract that requires your teen to avoid driving dangers, such as texting, driving under the influence and not wearing a seat belt. The NAIC even has a customizable, online Teen Driving Contract to get you started!
Tip 2: No matter how safe or prepared you or your teen may be, accidents happen. In the event you or your teen driver is involved in an auto accident, make sure everyone knows what steps to take to stay safe and protect their identities when exchanging information for a claim.
– The NAIC’s free WreckCheck app walks you through what to do — and not do — after an accident. The app helps users collect necessary information on the spot, then immediately emails a report to your home and your insurance agent. The app can be found online at iTunes® and Google Play® or by searching “NAIC” at the iTunes store or Android market.
Tip 3: Adding a teen driver to your auto insurance policy can be costly. Make sure both you and your teen driver understand all the insurance implications of how even minor fender-benders can add up.
Create your own teen driving contract with the teen driver/s in your house using the NAIC’s customizable contract
Insureuonline.org is an unbiased resource to help you and your teen driver get educated about the risks and insurance implications of unsafe driving.
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